RV Insurance in Michigan

Did you know America’s Choice Insurance provides more RV coverage than any other agency in the country? America’s Choice has insured over 25,000 happy Rver’s in the past five years alone! Unlike other agencies, our team has received industry-leading training and works closely with the nation’s leading carriers to properly secure your RV. 

When you meet with our advisor, we will discuss total loss replacement, vacation liability, pest/roof protection, and more. 

Not all RV insurance is equal — when partnering with America’s Choice you can trust that you have the coverage you need at an affordable price. 

As General RV’s trusted insurance partner, America’s Choice prides itself on providing fast, affordable insurance coverage that properly insures your newest investment. Coast to coast, America’s Choice is licensed in over 30 states, our team understands what it takes to protect everything you value the most. From RV’s to bundling your home and autos we provide coverage that protects all of life’s greatest adventures.

RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let America’s Choice Insurance Partners help you select the right coverage for your RV needs and get a great price at the same time.

You can even request a quote online and we’ll get back to you with quotes from multiple companies so you can compare and save!

Recreational Vehicle Insurance
RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.

Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage, and more. Coverage varies by state.
You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss.

Options tailored to your needs can include:
Stated Value – market value/actual cash value of the RV
Agreed Value – the insured amount, regardless of the current market value
Replacement Cost – replace your insured RV with a new RV that is most like it

Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.

Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage if needed.

Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.

Other additional coverage can include: accident forgiveness, pet coverage, diminishing deductible, and more.

Discounts can lower your premium. Ask if you qualify for safe driver discounts, original owner discounts, package discounts and more.

You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars, and boats.

America’s Choice Insurance Partners is locally operated to handle your insurance needs. We offer affordable and reliable insurance choices from multiple insurance companies.

Want to find out more about your RV Insurance options?

How to get started on your RV quote

To get started on your quote, call our office or click over to our quotes page.

Either way we’ll make the process simple!