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Safeco Insurance

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13
Apr

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Auto Insurance

Be Prepared for What’s Around the Bend
Your standard Safeco car insurance policy provides essential liability protection and other coverages required by law. It includes coverage if your car is involved in an accident while being driven by you or someone else. To enhance your policy with extra protection for damage, emergencies, repairs and personal property, you can choose additional coverage options. Your local Safeco agent can offer personal advice about product availability in your area and how much coverage is right for you.

What Makes Us Different
Reimbursement for First Aid
All Safeco auto policies include up to $10,000 in coverage for reimbursement of first aid administered to others after an accident.

Accident Forgiveness
Every Safeco auto policy qualifies for accident forgiveness after a set number of years of accident- and violation-free driving. Talk to your local Safeco agent to find out more.

Diminishing Deductible
Remain claim-free and we’ll reduce your collision deductible by $100 with each annual policy renewal, for up to a maximum of $500 or five years.

Full Coverage Protection
Comprehensive
Helps pay for repairs or to replace your car if it is stolen, vandalized or damaged in some way other than in a collision. Includes loss or damage from fire, flood, falling objects, wind, hail and collision with an animal.

Collision
Helps pay for repairs to your car for damage caused by an accident.

Popular Coverage Options
Build Your Own Auto Insurance Policy from Our Many Coverage Options
Have peace of mind knowing you’re better prepared for the unexpected. Our many auto insurance coverage options vary from state to state. Talk to your local Safeco agent to get the best combination of coverage, value and price and for personal advice on which coverage options are right for you.

Roadside Assistance
For only pennies a day, Roadside Assistance covers towing to the nearest qualified repair shop and other basic emergency services. Safeco Roadside Assistance will help you change a flat tire, deliver gas, oil or other essential fluids like radiator and brake fluid, jump start your battery and send out a locksmith if you’re locked out of your car.

Rental Car Reimbursement
Get help paying for the cost of renting a car while yours is in the shop being repaired after a covered loss. Rental car reimbursement is a type of loss of use coverage.

Car Insurance – What’s Required in Most States
Car insurance requirements vary by state. In most states, you are required to have both bodily injury and property damage liability insurance. Some states require coverage to help pay hospital bills and medical expenses for you and your passengers related to injuries from a car accident, no matter who is at fault. Some states require that you protect yourself from uninsured or underinsured motorists. Ask your local Safeco agent for personal advice about making sure you’re adequately covered.

Bodily Injury Liability
Helps pay for bodily injury expenses, like hospital bills and medical care, that you may be held responsible to pay if you cause an accident that injures another driver or another car’s passengers.

Property Damage Liability
Helps pay to fix someone else’s vehicle you’re held responsible for damaging in an accident.

Car Insurance – Required in Some States
Personal Injury Protection (PIP) and Medical Payments (Med Pay)
Helps pay for hospital bills and medical care expenses for you and your passengers if you’re injured in an accident, no matter who was at fault. Some states require personal injury protection. If it’s not required where you live, you can always choose to add it yourself.

Uninsured and Underinsured Motorist (UM/UIM)
Pays for damages you are legally entitled to recover from a driver without liability insurance or a hit-and-run driver or for an amount that exceeds an at-fault driver’s insurance limits. In other words, it covers you when the other guy doesn’t have enough or doesn’t have any insurance to pay you for damage repair or your medical bills. If it’s not required where you live, you can always choose to add it for your own protection.

Even More Coverage Options
Emergency Assistance Package
Includes all the benefits of Roadside Assistance plus adds coverage up to $100 for expenses and up to $500 for meals, lodging and transportation if you’re involved in an accident more than 25 miles away from home. Also includes coverage for personal belongings damaged in an accident or stolen from your car.

Loan and Lease Coverage
If your car is declared a total loss because of an accident or theft, loan and lease coverage, helps pay for a possible difference between how much is left on your loan or lease and the depreciated street value of your car. Sometimes called Guaranteed Auto Protection or GAP.

Electronic Key and Lock Replacement
If your electronic keys are lost or stolen, we’ll replace them – along with any remote control pads and locks – at no extra charge and with no deductible applied.

CD and DVD Replacement
Get coverage for damaged or stolen audio-visual media like your CD, DVD, videotape, cassette or record collection.

New Car Replacement
If you’re the original owner of a car that is less than one year old that has been totaled or stolen, we will pay you the value of a comparable new car.

Audio-Visual and Custom Equipment Coverage
Protects your audio, visual and custom equipment that was not installed at the factory or dealership. Audio-visual systems and equipment, like a stereo or DVD player must be permanently installed. Custom equipment includes any part that modifies the appearance or performance of your car or truck like a modified or custom engine, roll bars and lift kits, custom wheels, murals and decals.

Pet Coverage
We’ll help pay for veterinary expenses or death benefit if your cat or dog is injured or dies in a collision,.

Personal Property Coverage
Get reimbursed for personal belongings that are damaged in an accident or stolen from your car.

Please note: Not all coverage options available in all states. Some options must be purchased with others. Talk to your local Safeco agent to find out more.


 

Homeowners Insurance

Are You Protected? Get the Coverage You Need for the Life You Want.
Whether you need a homeowners insurance policy with basic coverage or a fully loaded policy with increased protection, Safeco gives you the flexibility to choose.

Standard Coverage
Included with Every Policy
Your Safeco homeowners policy includes coverage to help pay for repairs or to rebuild your home and other buildings on your property. This is the core of a home insurance policy.

At Home and on the Road
Your Safeco homeowners insurance policy protects your personal property, like your furniture, TV, clothing, books, computer, sporting goods and kitchen gadgets. Your belongings are protected when they’re at home or with you anywhere in the world, from across town to across the equator.

Protection for People
Home insurance is also about people. It protects your guests if they’re injured in your home or yard. It protects you in some situations if you’re held legally responsible for damage caused to someone else’s property, such as if your self-propelled lawnmower drives off and crashes through the neighbor’s greenhouse. You and your family are protected against bodily injury, property damage claims and litigation.

Temporary Housing and Expenses
If you’re unable to live in your home while it’s being repaired or rebuilt after a covered loss, additional living expenses helps pay the cost of temporary housing and living expenses for up to 24 months.

Popular Coverage Options
Identity Recovery
For only $1 a month, we’ll help cover the cost of restoring your identity if you’re the victim of identity theft. Identity-recovery coverage provides up to $25,000 for lost wages and expenses related to recovering your identity as well as personal one-on-one assistance. You can reduce your risk by learning how to prevent identity theft.

Jewelry, Art and Antiques
If you have valuable keepsakes like fine art, jewelry, antiques and other collectibles, like your grandmother’s Victorian sideboard and crystal stemware set, you may need extra protection. With valuable articles coverage, belongings you specify are protected by an agreed dollar amount, and there is no deductible.

If the Refrigerator Is Warm
You had your heart set on an ice-cold soda. But when you reach into the refrigerator, all your beverages are room temperature. For only $2 a month, equipment breakdown coverage will replace a covered appliance with an Energy Star® rated appliance of like kind and quality in the event of an unexpected mechanical or electrical breakdown not caused by normal wear and tear or corrosion. Skip costly home warranties and big-box retailer extended warranties.

For What It’s Worth
If you sold your dining room table and chair set in a yard sale, you’d probably get less for it than what it would cost to buy a new set in the furniture store. Safeco personal property replacement cost protection will help pay for the cost to purchase a new dining set that is of similar size and style as the one you lost. Same goes for your TV, clothing, sporting goods, bed and other covered belongings. In the event of a covered loss, we’ll pay the actual cost to replace your things that were damaged, lost or stolen, regardless of their age and condition, up to the limits and deductible you select.

Multiple Losses, One Deductible
Combine your home and auto policies as a Safeco Package and become eligible for a single loss deductible. If your car, motorcycle, boat or RV insured with Safeco is damaged in the same event as your home, you may only have to pay one deductible. For example, if a tree falls and damages both your garage and your car, we’ll waive your auto deductible after your home deductible is paid.


 

Renters Insurance

You’ve Rented a Great Place. We’ll Make Sure You Don’t Rent Trouble.
When you rent an apartment or house, your landlord is not responsible for your personal belongings if they’re stolen or damaged by something like water leaking from your neighbor’s overflowing toilet or a kitchen fire. Renters insurance protects your personal belongs and also protects you if you’re held legally responsible for injuries to another person or guest while they’re visiting your home.

Standard Coverage
Each Safeco renters insurance policy comes packed with great features, right out of the box.

At Home and in Your Car
Every Safeco renters insurance policy covers your personal belongings, like your couch, flat-screen TV, tablet, skis and game console. Your possessions are protected when they’re at home or with you anywhere around the world. In certain situations, your stuff may even be protected if it’s stolen from your car.

If You’re Held Responsible
Your renters insurance policy also includes liability coverage – which is protection for you if you’re held responsible for injuring another person or if a guest gets hurt while visiting your place.

Temporary Housing
If you can’t live in your building while it’s being repaired or rebuilt after a covered loss, additional living expenses helps pay the cost of temporary housing and for up to 24 months.

Coverage Options
Identity Recovery
For only $1 a month, we’ll help cover the cost of restoring your identity if you’re the victim of identity theft. You can also reduce your risk by learning how to prevent identity theft

Musical Instruments and Baseball Cards
If you have things like a keyboard, guitar or drum set, gold necklaces or other collectibles like your grandfather’s vintage baseball card collection, you may need extra protection. With valuable articles coverage, belongings you specify are protected by an agreed dollar amount, and there is no deductible.

For What It’s Worth
If you sold your couch in a yard sale, you’d probably get less for it than what a brand new one costs in the furniture store. In the event of a loss, Safeco personal property replacement cost protection will help pay for the cost to purchase a new couch that is of similar size and style as the one you lost. Same goes for your TV, clothing, sporting goods, bed and other covered belongings. We’ll pay the actual replacement cost of your things that were damaged or stolen regardless of their age and condition, up to the limits and deductibles you select.


 

Condo Insurance

Are You Protected? Get the Coverage You Need.
Condo insurance covers what your condo association policy doesn’t. You’ll definitely need to provide your own coverage for personal belongings. You’ll likely need additional coverage for any improvements or remodel work you’ve done inside your condo unit. Whether you need a condo insurance policy with only basic coverage or a fully-loaded policy with increased protection for bathroom fixtures, plumbing and wiring, Safeco gives you the flexibility to choose.

Standard Coverage
Included With Every Policy
Your Safeco condo insurance policy includes coverage to help pay for repairs and fix damage done to the inside of your condo unit. This is the main feature of a condo insurance policy.

At Home and on the Road
Every Safeco condo insurance policy covers your personal property, like your sofa and armchair set, flat-screen TV, laptop, tennis racket and blender. This means your possessions are protected from damage and theft when they’re at home or with you anywhere in the world, from the next block over to another continent.

If You’re Held Responsible
Your condo insurance also protects people. It protects you in some situations if you’re held legally responsible for damage caused to someone else’s property. If a guest is injured while visiting you in your condo, they’re covered too. You and your family are protected against bodily injury, property damage claims and litigation.

Temporary Housing and Expenses
If you’re unable to live in your condo while it’s being repaired or rebuilt after a covered loss, additional living expenses helps pay the cost of temporary housing and living expenses for up to 24 months.

Popular Coverage Options
Identity Recovery
For only $1 a month, identity recovery coverage helps cover the cost of restoring your identity if it’s stolen. You can reduce your risk by learning how to prevent identity theft.

Silverware, Coins and Art
Some high value items like silverware, coins, fine art, jewelry and other collectibles require special protection. With valuable articles coverage, belongings you specify are protected by an agreed dollar amount, and there is no deductible. Talk to your local Safeco agent about making sure your most valuable belongings are covered.

For What It’s Worth
If you sold your canopy bed in a yard sale, you’d probably get less for it than what a brand new one would cost in the furniture store. In the event of a loss, Safeco personal property replacement cost protection will help pay for the cost to purchase a new canopy bed that is of similar size and style as the one you lost. Same goes for your TV, clothing, sporting goods and other covered belongings. We’ll pay the actual replacement cost of your things that were damaged or stolen regardless of their age and condition, up to the limits and deductibles you select.

Multiple Losses, One Deductible
Combine your condo and auto policies as a Safeco Package* and become eligible for a single loss deductible. If your car or motorcycle insured with Safeco is damaged in the same event as your condo, you may only have to pay one deductible. For example, if a tree falls and damages both your condo and your car, we’ll waive your auto deductible after your condo deductible is paid. Ask your local Safeco agent about other coverage options and for personal advice about condo insurance coverage that’s right for you, including loss assessment coverage.

Note: *Safeco Package options and availability vary by state.


 

Boat Insurance

We’re Your Safe Harbor
With Safeco boat and personal watercraft insurance, you get protection for your boat on the water and on land, with coverage for you and your guests. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety of your passengers, or your investment.

Standard Coverage
Included With Every Policy
Every Safeco boat and personal watercraft insurance policy includes some great coverage to ensure your time on the water is worry-free and enjoyable.

Agreed Value
All Safeco boat and personal watercraft policies are agreed value, no matter the age of your boat or personal watercraft. If your boat is declared a total loss after an accident or theft, you’re covered for the total value we agreed upon when you insured it. There’s no complicated depreciation formula based on the age and condition of your boat. All you pay is the deductible. If your boat or PWC is a total loss, we’ll cover everything else up to the value we agreed upon.

Fishing Poles, Water Skis, Cushions and Coolers
With personal effects coverage, your fishing gear and other personal property is covered for up to $750. Unattached equipment like water skis, deck chairs, anchors, safety equipment and marine electronics is automatically covered for up to 10 percent of your hull value or $100, whichever is greater.

Fuel Spill and Wreckage Removal
Coverage for cost related to cleaning up fuel spills and removal of accident wreckage is included in every Safeco boat insurance policy. If your boat sinks or is seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner you are required by law to have this cleaned up, which can be time consuming and expensive. Safeco will also help pay costs related to having your sunken or sinking boat raised and removed when required.

On the Water Near You
Safeco boat insurance covers you and your boat up to 75 miles from the U.S. coastline and into Canadian coastal or inland waters. In California, Florida and Oregon, additional coverage areas can be purchased.

Popular Coverage Options
Customize your boat and PWC insurance by choosing options that are right for you. Ask your local Safeco agent for personal advice about watercraft insurance coverage options available in your state.

On-Water Assistance
Emergency assistance for boats and personal watercraft will reimburse you for the cost of on-water towing, labor and emergency services like delivery of fuel, oil or a loaned battery if your boat is disabled while on the water.

Safeco® Captain’s Package
For only a few dollars a month, the Safeco Captain’s Package delivers a tackle box full of extra benefits, including:

New Boat Price Protection
Replaces boats less than two years old with a new boat that has to the greatest extent possible the same features, equipment and options as the one you lost, regardless of the cost.
Roadside Assistance
Your boat or PWC trailer, and the car or truck you tow it with, are both covered for up to $300.
Personal Effects Protection
Increases this standard coverage to $2,500 with a $250 deductible.
Emergency Assistance
Increases this coverage in most states to $1000.
Even More Coverage Options
Talk to your local Safeco agent about more boat and PWC insurance coverage and options available where you live, including:

Liability
Like auto insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are legally held responsible. It will also help pay for wreckage removal and fuel spill cleanup costs.

Medical Payments (MedPay)
Helps pay for expenses like hospital bills and medical care that you may be held responsible to pay if you cause an accident that injures someone else. Watercraft medical payments coverage is available from $500 to $10,000 and covers you, your passengers and even your water skiers and tubers, no matter who is at fault.

Physical Damage
Helps pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer, if it is stolen or damaged, up to the agreed value of your watercraft. Physical damage coverage also automatically includes coverage for unattached equipment, personal effects and emergency assistance. In some states, pet coverage is automatically included with physical damage coverage and additional fishing equipment is an option when at least one watercraft on your policy includes physical damage coverage.

Uninsured/Underinsured Watercraft Bodily Injury
If you are hit by an uninsured or underinsured boater, and you are injured, this coverage helps pay for medical treatment, lost wages and other costs associated with the accident.


 

Classic Car Insurance

Your Vintage Car Is a Beauty. Make Sure She’s Well Protected in Her Golden Years.
We know that classic cars come in all shapes and sizes and each one deserves special protection. We also know not all collector cars are used the same. You may drive your classic car regularly or only take her out of the garage for shows and special occasions. Your local Safeco agent can help you select an appropriate policy based on how many miles you drive, the age of your car, and any custom modifications.

What Makes Us Different
Included With Every Policy
Every Safeco classic car policy includes coverage to help you keep your collectible car covered long into its golden years.

Agreed Value
Regular cars lose their value over time from the adverse effects of wear and tear. Classic, collectible and vintage cars are a different story. Many increase in value over time. With agreed value classic car insurance, if your car is declared a total loss after being stolen or damaged, you will receive the amount we agreed upon when you took out your policy. All you pay is the deductible.

Go Ahead and Drive
Safeco allows you to drive your classic car on more than just weekends and holidays. Go ahead and drive up to 10,000 miles per year with our regular use option. Or choose our limited use option if you drive your classic less than 5000 miles per year. You can even mix your daily use cars with your collector cars on the same policy and still get all of the Safeco classic car insurance coverage. You can also split them up as individual policies. It’s your choice.

The More the Merrier
We’ll insure your entire classic car collection, whether you’re a collector of just one or three or even 100.

Popular Coverage Options
Custom Build Your Classic Car Policy From Our Many Coverage Options

Roadside Assistance
Classic car Roadside Assistance covers towing to the nearest qualified repair shop and other basic emergency services like changing a flat and delivery of fuel, oil or other essential fluids. Flatbed tow trucks are available upon request. We’ll help get you back on the road quickly if you break down.

Emergency Assistance
Includes all the benefits of Roadside Assistance plus coverage for expenses like taxi fare, lodging, and protection for personal belongings including tools and spare parts left or stored in your car.

Diminishing Deductible
Remain claim-free and we’ll reduce your collision deductible by $100 with each annual policy renewal, for up to a maximum of $500 or for five years.

Personal Property Coverage
Covers damage or theft of some personal belongings from your car, including your tools.

Pet Coverage
We’ll help pay for veterinary expenses or death benefit if your cat or dog is injured or dies in a collision.

Standard Coverage Options
Safeco classic car insurance offers all the same basic coverage options as regular auto insurance, including:

    • Bodily Injury Liability
    • Property Damage Liability
    • Personal Injury Protection (PIP) and Medical Payments (MedPay)
    • Uninsured and Underinsured Motorist (UM/UIM)
    • Comprehensive
    • Collision

 

Motorcycle Insurance

Be Safe. Get the Coverage You Need to Enjoy the Ride.
Your motorcycle is one of your most prized possessions. You and your ride deserve special attention and protection. Because many of us are riders too, we understand the importance of bike safety. Safeco protects you and your motorcycle in ways that many other insurance companies don’t.

What Makes Us Different
Helmet, Jacket, Boots and Gloves
We’ve got you covered. Safeco provides up to $1,000 per person, per incident, to replace safety apparel lost or damaged in a collision at no extra charge and no deductible. This coverage is also included with liability only polices—something no other insurance company offers.

New Harley® Replacement
You’ve been saving up for that new Road King® for years. Don’t let all your hard work go to waste. Two-year replacement cost coverage for your new Harley-Davidson® motorcycle is included as stock coverage with every Safeco motorcycle policy. You’re covered.

Popular Coverage Options
Customize Your Motorcycle Insurance
Safeco gives you the flexibility to choose the coverage that’s right for you to get out there and enjoy the open road. Choose motorcycle insurance coverage that’s right for you with the help of your local Safeco agent.

Custom Parts and Equipment
Optional custom parts coverage is available up to $20,000 per bike. Your first $3,000 in coverage is provided automatically at no extra charge when you choose this option. That’s some serious custom work.

Roadside Assistance
Trip interruption benefits are automatically included as part of motorcycle Roadside Assistance, which also covers towing to the nearest qualified repair shop and other basic emergency services. We’ll help get you back on the road quickly if you break down.

Coverage Required in Most States
Mandatory motorcycle insurance requirements vary by state. Safeco motorcycle insurance policies are designed not only to satisfy all mandatory requirements but offer even more great coverage options. Talk to your local Safeco agent about the levels and type of motorcycle coverage required where you live.

Bodily Injury Liability
Helps pay for bodily injury expenses, like hospital bills and medical care, that you may be held responsible to pay if you cause an accident that injures someone else, other than a guest passenger.

Guest Passenger Liability
Similar to bodily injury liability, but specifically covers a guest passenger riding with you on your motorcycle.

Property Damage Liability
Helps pay to fix someone else’s vehicle you’re held responsible for damaging in an accident.

Coverage Required in Some States
Uninsured/Underinsured Motorist Coverage
Helps pay for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.

Even More Coverage Options
Comprehensive
Helps pay for repairs or to replace your ride if it is stolen, vandalized or damaged in some way other than in a collision. Includes loss or damage from fire, flood, falling objects, wind and collision with an animal.

Collision
Helps pay for repairs to your motorcycle for damage caused by an accident.

Medical Payments
Helps pay hospital bills and medical care expenses for you or a guest passenger injured in an accident, no matter who is at fault.


 

RV Insurance

Insurance for Your Home on Wheels
Every Safeco RV policy provides essential protection for your recreational vehicle. We also give you the option to enhance your protection by choosing additional coverage options. You’ll enjoy the journey and the adventure even more when you’re less worried about you and your family’s safety, your belongings and your investment.

Generous Usage Season
Use your recreational vehicle for personal use up to 150 days a year. That’s about five months of camping, exploring and cruising down the open road. And while your RV is in storage during the off season, you can save money by reducing your coverage.

Popular Coverage Options
Custom Build Your RV Policy from Our Selection of Coverage Options
Our many RV insurance coverage options vary from state to state. Talk to your local Safeco agent to get the best combination of coverage, value and price and for personal advice on which coverage options are right for you.

Roadside Assistance
Covers you for assistance after a breakdown including changing a flat tire, delivering essential fluids, towing and help from a locksmith if you lock your keys in your RV.

Emergency Assistance
Includes all the features of Roadside Assistance plus adds coverage for personal property, temporary living expenses and transportation costs if your RV becomes uninhabitable.

Audio-Visual and Custom Equipment
Protects your audio, visual and custom equipment that was not installed at the factory or dealership. Audio-visual systems and equipment, like a stereo, DVD player or a flat-screen TV must be permanently installed. Custom equipment includes any part that modifies the appearance or performance of your RV like an awning, a modified or custom engine, exterior tool boxes, special carpeting, custom wheels and decorative decals.

Loan or Lease Protection
Covers the difference between how much is left on your loan or lease and how much your RV is actually worth if it’s declared a total loss.

Diminishing Deductible
Remain claim-free and we’ll reduce your collision deductible by $100 with each annual policy renewal, for up to a maximum of $500 or for five years.

Personal Property Coverage
Covers damage or theft of some personal belongings while in your RV.

Electronic Lock and Key Replacement
If your electronic keys are lost or stolen, we’ll replace them – and any remote control pads and locks – at no extra charge and with no deductible applied.

Pet Coverage
We’ll help pay for veterinary expenses or death benefit if your cat or dog is injured or dies in a collision.

Essential Coverage Options
Safeco RV insurance offers all the same basic coverage options as regular auto insurance, including:

    • Bodily Injury Liability
    • Property Damage Liability
    • Personal Injury Protection (PIP) and Medical Payments (MedPay)
    • Uninsured and Underinsured Motorist (UM/UIM)
    • Comprehensive
    • Collision

 

Umbrella Insurance

Affordable Coverage You Can’t Afford to Be Without
In the blink of an eye, a multimillion dollar lawsuit could jeopardize your home, car, property, savings, investments and even your future income. In most cases an umbrella policy will provide additional coverage for:

    • Bodily injury and property damage in an accident that exceeds your auto liability limits
    • Bodily injury in the event of an accident on your property that exceeds your homeowners liability limits
    • Lawsuits and legal costs relating to invasion of privacy, libel or slander, and defamation of character
    • Unforeseen situations, such as an accident involving a borrowed vehicle or an accident in another country

Extra Protection
In order to purchase Safeco umbrella insurance, you must also have a Safeco auto policy with a certain amount of liability coverage. Other than that, your Safeco umbrella policy will provide an extra layer of liability protection for any other Safeco policy and even for any policy from another insurance company.

Anywhere in the World
For certain types of liability claims, a Safeco umbrella policy covers not just you but your spouse and all family members living in your household and while traveling anywhere in the world. For example, your auto policy may not cover you while driving in a foreign country, but your Safeco umbrella policy will.

Attorney Fees
Legal defense fees, which could add up to thousands of dollars, are also covered, win or lose, for all claims covered by your personal umbrella policy and not covered by your underlying insurance policy.

Umbrella Coverage Options
Umbrella insurance is available in $1 million increments up to a maximum of $5 million.


 

Landlord Insurance

More of What You Do Need. Less of What You Don’t.
Whether you only need a landlord insurance policy with coverage for the most common types of losses or a fully-loaded policy that offers more protection, Safeco gives you the flexibility to choose. Your local Safeco agent can offer personal advice about product availability in your area and how much coverage is right for you. We’ll help you make sure your residential rental property is properly protected.

What is Landlord Protection Insurance?
Landlord Protection is insurance for non-commercial landlords who own and rent one to four unit tenant-occupied residential properties. It does more than just protect your investment from damage. It also protects you from certain types of liability unique to landlords, like wrongful eviction and entry.

Features and Coverage Options
Above and Beyond
Get up to 25% more protection than the limit stated in your policy. In the event of a major or total loss to your rental property, extended dwelling coverage will help pay for unexpected repair or rebuilding costs that exceed the amount covered by your base policy.

If You’re Held Responsible
Be protected against libel and slander, wrongful eviction and wrongful entry claims. Optional premises liability coverage also protects you and your spouse or domestic partner against personal injury and other non-bodily injury claims.

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